Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Wednesday, April 29, 2020

Shuttered by COVID-19, Restaurants, Businesses Fighting Back Against Insurance Company Claim Denials


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Dallas, TX - April 29, 2020 - (The Ponder News) -- Businesses across a range of sectors are starting to fight back against insurance companies, charging that insurers are operating in bad faith by rejecting claims for damages caused by the COVID-19 pandemic and shelter-in-place orders that have shut down their businesses, according to two new federal bad-faith insurance lawsuits filed by the Fears Nachawati Law Firm.

According to lawsuits filed on behalf of Dallas-based Salum restaurant and Houston-based Frosch International Travel, Travelers Indemnity Company rejected their damages and business-interruption claims without investigating.

In defending its denial to Salum's claim, Travelers wrongly stated that language in the restaurant's policy specifically excludes losses caused by "bacteria and viruses," according to the lawsuit. However, Salum's "Deluxe Coverage" policy contains no such language. Travelers also claims that the restaurant has not suffered because restaurants are allowed to sell food to-go, even though it has never offered takeout service.

Based in Houston, Frosch has offices in 40 cities and employs more than 2,200 people. The company's policy states that it would "pay for [T]he actual loss of Business Income … sustain[ed] due to the necessary 'suspension' of your 'operations.'" The policy also promises to pay for additional coverages, including damages that occur when a business is closed by civil authorities, as happened across the United States during the pandemic. In its denial, Travelers claimed that Frosch had not suffered a "cessation of business" because it was still open and had not sustained property damage.

"This is the definition of bad faith," said Fears Nachawati trial lawyer Matthew McCarley. "Insurance companies like Travelers have systematically taken advantage of loyal policy holders, promising coverage but backing out when businesses need them the most."

Mr. McCarley says these two businesses are not unique. Across the country, businesses affected by the pandemic are finding that business interruption claims are being denied as the insurance industry's powerful lobby pressures lawmakers to change the rules after-the-fact and exempt the industry from pandemic-related liability.

The lawsuits seek declaratory judgments that Travelers must honor the policies and cover the damages claims. They also seek damages for breach of contract, violation of the Texas Insurance Code, and breach of Travelers' duty of good faith and fair dealing. Insurance statutes provide for up to triple the amount of punitive awards for insurance companies found to have operated in bad faith.

The cases are Salum Restaurant LTD v The Travelers Indemnity Company, case No. 3:20-cv-01034 in the U.S. District Court for the Northern District of Texas; and Frosch Holdco et al. v The Travelers Indemnity Company, et al., case No. 4:20-cv-0148 in the U.S. District Court for the Southern District of Texas.



Saturday, April 11, 2020

Fetal Tissue Research, PPE, Churches, Insurance, Paycheck Protection, Race, Hydroxycloroquine, Navy Secretary, ICE, China, Defense Production Act, Testing, First Responders, Prisons

DeGette calls on HHS to lift restrictions on human fetal tissue research
Source: U.S. Representative Diana Degette (D-CO, 1st)
April 6, 2020
In June 2019, the Trump administration banned all research using human fetal tissue within the National Institutes of Health and placed new restrictions on such research at independent labs. As a result, scientists at NIH and labs across the country have been unable to pursue promising biomedical research into conditions and diseases that affect millions – including coronavirus – because it involves the use of human fetal tissue.
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Cassidy Pushes for More Protective Equipment for First Responders
Source: Senator Bill Cassidy (R-LA)
April 7, 2020
“[We] urge you to continue exploring every possible avenue to increase the supply of PPE to put more of this critical equipment into the hands of those who need it most, including first responders,” wrote the senators. “Specifically, this requires utilizing your authorities under the Defense Production Act to strengthen domestic manufacturing capacity by incentivizing private firms to produce PPE, including respirators, gloves, gowns, and eye protection, and to allocate some of these resources to first responders.
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Cheney: We Need To Help Americans Who Are Hurting
Source: U.S Representative Liz Cheney (R-Wyoming at large)
April 7, 2020
“The spread of the coronavirus has created economic uncertainty for many across the country, and the Paycheck Protection Program is an important resource that allows small businesses to keep their employees on payroll, providing crucial economic relief during this unprecedented crisis."
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CARES ACT INFORMATION FOR ALLIANCE CHURCHES
Source: Christian and Missionary Alliance
April 7, 2020
“Access to this form of government funding for churches is largely unprecedented. For many reasons familiar to church leaders, the United States has a long history of church autonomy and the avoidance of any government financial entanglement with the church."
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Cicilline Calls on Car Insurance Companies to Provide Partial Rebate of Premiums
Source: U.S Representative David Cicilline (D-RI, 1st)
April 7, 2020
“Allstate Corporation and American Family Mutual Insurance Company have agreed to pay it forward by refunding hundreds of millions of dollars in refund checks to their policy holders, and I applaud them for taking action on this issue,” Cicilline wrote in an open letter to the auto insurance industry. “I urge you to follow their lead, review your data, and reach out to the appropriate state insurance regulators to determine how to best implement a system that refunds excess premium charges to consumers.”
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Cicilline Calls on Car Insurance Companies to Provide Partial Rebate of Premiums
Source: U.S Representative David Cicilline (D-RI, 1st)
April 7, 2020
“Allstate Corporation and American Family Mutual Insurance Company have agreed to pay it forward by refunding hundreds of millions of dollars in refund checks to their policy holders, and I applaud them for taking action on this issue,” Cicilline wrote in an open letter to the auto insurance industry. “I urge you to follow their lead, review your data, and reach out to the appropriate state insurance regulators to determine how to best implement a system that refunds excess premium charges to consumers.”
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Cole Statement on Additional Funding for Paycheck Protection Program
Source: U.S Representative Tom Cole (R-OK, 4th)
April 7, 2020
“As Americans hunker down in their homes and wait for this coronavirus crisis to pass, many families and businesses are struggling to stay afloat. Small businesses and their dedicated workers are some of the hardest hit and by no fault of their own. While I am encouraged that the Paycheck Protection Program will provide some desperately needed help for small businesses trying to maintain their workforce, it is critical that Congress and the Trump Administration ensure the program remains fully funded and able to deliver the promised aid to those who need it.”
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Congressman Anthony Brown Highlights Racial Disparities in Coronavirus Outbreak, Requests Additional Data
Source: U.S. Representative Anthony Brown (D-MD, 4th)
April 8, 2020
“We must have more information to confront this pandemic, not less. The lack of information will only exacerbate the existing health disparities—both in terms of care and treatment—and hinder our efforts to contain the spread of the virus in communities that may be at the highest risk,” wrote Congressman Brown. “We need this data to ensure we can address the implications of these disparities as we expand testing and treatment around our state.”
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COLLINS SECURES 200,000 DOSES OF HYDROXYCHLOROQUINE FOR GEORGIA
Source: U.S Representative Doug Collins (R-GA, 9th)
April 7, 2020
“On behalf of the people of Georgia, I want to thank Amneal Pharmaceuticals for this incredible donation,” said Collins. “This medication could be pivotal in Georgia’s fight against COVID—19 and could potentially save thousands of lives across our state. Acts of generosity like this remind us of the remarkable ways in which our country has rallied together to support one another in the face of this crisis, and I’m humbled to have worked with Amneal and Georgia’s Department of Public Health to help secure this donation on behalf of our state. We will beat this virus, and our nation will emerge stronger than ever before.”
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Report: Repeal #NeverNeeded Regulations to Help COVID-19 Response
Source: Competitive Enterprise Institute
April 7, 2020
“Lawmakers should prioritize policies that mitigate the effects of the pandemic on everyday life,” said Kent Lassman, CEI president. “We need flexibility to solve problems without rigid regulations that make economic recovery more difficult.”
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Chairman Courtney Statement On Reports That Acting Secretary Of The Navy Thomas Modly Has Submitted Letter Of Resignation
Source: U.S Representative Joe Courtney (D-CT, 2nd)
April 7, 2020
“Today’s decision by former Acting Secretary of the Navy Thomas Modly to resign was a necessary step to restore the confidence of every sailor and member of the US Navy that its leadership is committed to their wellbeing,” said Chairman Courtney. “Our nation asks a lot of the men and women who wear its uniform, especially during a time of pandemic when their enduring mission becomes even more perilous. The ordeal of the USS Roosevelt was bad enough for its crew without the uncalled-for scapegoating of Captain Brett Crozier. Mr. Modly did the right thing in stepping aside. Hopefully it will allow the Navy to focus on caring for the crew and their families, as well as for a fresh review of the Captain Crozier’s punishment, which simple fairness demands.”
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Congresswoman Angie Craig Introduces Legislation Investing in Small Towns
Source: U.S Representative Angie Craig (D-MN, 2nd)
April 7, 2020
U.S. Rep. Angie Craig introduced the Small Cities and Towns Investment Act to provide small cities, towns and townships with a new grant program that would allow them to invest in their communities and stimulate their economies following the COVID-19 pandemic.
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Advocates Sound the Alarm: Deaths in ICE Detention are Imminent
Source: Detention Watch Network
April 7, 2020
The number of COVID-19 cases in ICE facilities is rising rapidly. The evidence is clear: if ICE continues to keep people locked up, we know that a COVID-19 related death of a person in immigration detention is imminent. ICE will cause preventable deaths if they don’t act now by releasing all people from detention.
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Rep. Jim Banks Calls on United States to Bring Case Against China to International Court of Justice
Source: U.S. Representative Jim Banks (R-IN, 3rd)
April 8, 2020
Rep. Banks says, “If China’s leaders hadn’t become embarrassed by the outbreak and tried to cover up its spread, the world may have had a better chance to prepare for this or even contain it in Wuhan or China. Instead, we have a pandemic. China shoulders most of that blame. Rather than succumb to the propaganda and spin of Chinese officials, the world must hold them accountable for mishandling this outbreak. If the United Nations cannot even do that, it has completely lost its purpose.”
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Transparency Is Critical for the Defense Production Act to Be Effective and for Allocation of Supplies
Source: Bipartisan Policy Center
April 8, 2020
“The Bipartisan Policy Center appreciates the work of the administration and Federal Emergency Management Agency in working with states to ensure the right critical medical material and personal protective equipment get to the right areas at the right time during the COVID-19 pandemic. The federal government has the unique ability and visibility to ensure coordination, provide logistical support, and direct manufacturing of material and equipment all of which are crucial in the response to this public health emergency.”
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Congresswoman Beatty Cosponsors Bill Directing $250 Billion to Local Communities Combating the Coronavirus
Source: U.S. Representative Joyce Beatty (D-OH, 3rd)
April 8, 2020
“Cities and townships across Ohio’s Third Congressional District—wholly contained in Franklin County—are struggling with the impacts of this public health crisis,” Beatty said. “That includes funding and maintaining emergency operations, public awareness and outreach, and much more, all while facing a depleted income tax revenue base required to financially sustain these critical services.” Beatty continued, “I urge my Democratic and Republican colleagues to support this important piece of legislation because the coronavirus is affecting all of us—whether we live in small towns, large metropolitan areas, or anywhere in between.”
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Bera Urges Administration to Develop National Testing Strategy
Source: U.S. Representative Ami Bera (D-CA, 7th)
April 8, 2020
“As a doctor, I strongly urge the Administration to prioritize the creation of a national testing strategy, including the rapid and widespread deployment of serologic and diagnostic testing, ” said Rep. Bera “Only with a national testing strategy will we be able to help states and communities identify who is infected and who may be immune, which will allow our country to soon get back on a road to economic recovery. An effective national testing strategy will also require a trained and dedicated personnel to implement it. I encourage the Administration to establish a public health workforce that would be used to conduct widespread contact tracing and to administer vaccines when available.”
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Bergman Supports Federal Tax Holiday For Front Line Responders
Source: U.S. Representative Jack Bergman (R-MI, 1st)
April 8, 2020
Rep. Jack Bergman cosponsored the HEROES Act, which was recently introduced in the U.S. House of Representatives by Rep. Bill Huizenga. This legislation will give a four-month federal tax holiday to law enforcement officers, corrections officers, firefighters, EMT’s, paramedics, pharmacists, nurses, nurse practitioners, physician assistants, doctors, hospital and licensed medical facility support staff, and senior care facility staff.
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Beyer Highlights Food Security Resources To Prevent Hunger Amid COVID-19 Pandemic
Source: U.S. Representative Don Beyer (D-VA, 8th)
April 8, 2020
Even in these hard times there are community supports in place which should ensure that no one goes hungry. We can help each other by sharing information, looking out for those who need assistance, and for those of us who have the ability, donating food and goods to these organizations.
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Booker, Feinstein Introduce Bill to Help State, Local Prisons Test, Treat COVID-19
Source: Senator Cory A. Booker (D-NJ)
April 8, 2020
The bill would also incentivize states to reduce the number of people behind bars by curtailing arrests and in-facility processing for technical parole or probation violations and implementing “cite and release” procedures for individuals who do not pose a violent threat to the community.
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Monday, April 6, 2020

COVID-19, Bill Withers, Constitution, Pregnancy, Prisons, Veterans Administration, Unions, Airlines, PPE, Truckers, EPA, Media, Insurance, Hydroxycloroquine, Defense Production Act, New York


  • UK Prime Minister, Boris Johnson, has been moved to ICU as he battles COVID-19 symptoms.

  • Bill Withers passed away on April 4, 2020. He was best known for his song, "Lean on Me".



  • In a press conference at the White House with the Coronavirus Task Force, Donald Trump was asked why he did not declare a national emergency and enact a national lockdown. Donald Trump answered the reporter saying, "Because we have what is called a United States Constitution, and I respect that very much." He went on to explain that every state has different needs, so it is better that each governor act in a way that best benefits his or her own state. He has issued national guidelines for each state to follow. That should be enough.

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    Patient-Centered Care for Pregnant Patients During the COVID-19 Pandemic
    Source: American Congress of Obstetricians and Gynecologists
    March 30, 2020
    As the physicians, certified nurse-midwives (CNM) and certified midwives (CM) who care for patients and their families, we see firsthand the stress and uncertainty facing pregnant people, parents, and their support networks during the COVID-19 pandemic. We are listening to the people we care for and share their concerns about the impact of this pandemic on their intended plans for labor and birth. We stand in solidarity with our patients and are committed to working tirelessly to deliver evidence-based, respectful, patient-centered care to ensure parents and their families are supported during this time of pandemic.
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    CONGRESSMAN DAVID TRONE CALLS ON FEDERAL BUREAU OF PRISONS TO RELEASE CORONAVIRUS RESPONSE PLANS
    Source: U.S. Representative David Trone (D-MD, 6th)
    March 31, 2020
    As of March 27, the Federal Bureau of Prisons (BOP) had 14 incarcerated individuals and 13 staff across 16 BOP facilities (in nine different states) who tested positive for COVID-19.[1] We know that the coronavirus presents a unique and serious danger to our nation's prisons and jails. BOP must prioritize the health and safety of correctional staff and incarcerated individuals by taking necessary steps to mitigate the chance of an outbreak of the virus at all BOP facilities, be prepared to provide immediate and comprehensive care to our incarcerated population when COVID-19 is detected at one of our prisons or jails, and prevent transmission between BOP facilities.
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    VA Employee Union Criticizes Veterans Benefit Administration for Requiring Employees to Report to Work After Two Tested Positive for Coronavirus
    Source: American Federation for Government Employees
    March 31, 2020
    “It is appalling that VBA management still expects employees to come into the facility after there were two confirmed coronavirus cases. These employees were still walking around the facility less than two weeks ago,” said Jim Rihel, AFGE Local 940 President. “Since the announcement of the positive COVID-19 cases, the anxiety levels of already nervous employees have been through the roof.”
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    NLRB Changes Rules to Make It Harder for Workers to Be Represented
    Source: American Federation of Labor and Congress of Industrial Organizations (AFL-CIO)
    March 31, 2020
    “In two weeks time, in the middle of a pandemic, President Trump’s NLRB suspended representation elections and then made it harder for employers to voluntarily recognize unions. In other words, the board is effectively sealing off any viable path to unionization at a time when workers need a voice on the job more than ever. Donald Trump’s caustic hostility to collective bargaining has manifested itself in the most anti-worker NLRB in America’s history. The labor movement will fight these actions with everything we have.”
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    Don’t Use Taxpayer Dollars To Buy Private Companies
    Source: American Legislative Exchange Council
    March 31, 2020
    ALEC Action is strongly opposed to provisions in the recently signed $2 trillion economic aid package that give the United States government part ownership in airline companies. Private sector options must be exhausted before any government involvement is considered, and a government loan to airline carriers would have been far less damaging than the federal grants in the signed proposal. The federal government should never spend taxpayer dollars to acquire ownership in private companies. The structure of government assistance should not require governmental ownership of private companies, nor should it impose regulations that interfere with a company’s ability to conduct business and pay back taxpayer dollars.
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    AMA supports health care workforce using their own PPE
    Source: American Medical Association
    March 31, 2020
    “As physicians and other frontline health care workers across the U.S. continue to face dire shortages of personal protective equipment (PPE), the AMA fully supports them in using their own face masks and respirators when these critical resources are unavailable and not provided by their employer. The people working round the clock to combat this virus should not be penalized or punished for taking precautions necessary to protect themselves, their patients, and their families from the spread of COVID-19. We are pleased that The Joint Commission updated its guidance today, and provided an evidence-based analysis, to clarify that its policy does not prohibit health care workers from bringing their own PPE from home.”
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    “Phase Three” COVID-19 Legislation: Keys for Motor Carriers
    Source: American Trucking Association
    March 31, 2020
    “Across the country right now, truckers are answering the call during this national emergency, delivering food, medicine, PPE and other critical supplies. It’s important for our nation’s supply chain that trucking has access to liquidity, so we can keep our trucks on the road—and not on the sales lot.”
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    Reps. Tlaib, Levin Lead Michigan Lawmakers in Urging EPA to Continue Actively Enforcing Environmental Rules and Regulations
    Source: U.S. Representative Rashida Tialb (D-MI, 6th)
    March 31, 2020
    Congresswoman Rashid Tlaib (MI-13), Congressman Andy Levin (MI-09), and five other members of the Michigan congressional delegation, sent a letter to Environmental Protection Agency (EPA) Administrator Andrew Wheeler urging him to rescind its March 26 guidance, which announced it would suspend active enforcement of many important environmental policies due to the COVID-19 pandemic.
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    If NYT doesn’t think critical press briefings on Chinese coronavirus are news, then get some real reporters in there
    Source: Americans for Limited Government
    March 31, 2020
    “In the New York Times’ world, blunders are news, gotchas are news, but actual information on how every American can help save lives in a time when the Chinese coronavirus is the only story is not news. What a bunch of frauds. The White House should rotate the New York Times out of the White House press room twice a week in favor of someone who actually covers the news, and see how they scream that they are denied access. Obviously, all the White House would have to tell the New York Times is that they don’t want to waste their time, since from their perspective the briefings don’t make news.”
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    How Americans for Prosperity is uniting with communities, businesses, and policymakers to combat COVID-19
    Source: Americans for Prosperity
    March 31, 2020
    Activists, businesses, and lawmakers all have a role to play in protecting public health, ensuring greater access to care for vulnerable patients, and allowing for communities to come together to adapt and innovate to help the people and institutions affected by COVID-19.
    Read more...

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    Anthem Waives Cost Share for COVID-19 Treatment
    Source: Anthem, Inc
    March 31, 2020
    Anthem’s commitment to improving lives and supporting our local communities is more important than ever as the nation joins together to address the COVID-19 crisis. As part of Anthem’s ongoing actions to meet the needs of those directly impacted by the disease, the company announced it will expand coverage, effective April 1, for members in its affiliated health plans undergoing treatment related to a COVID-19 diagnosis.
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    Georgia Tech faces lawsuit for discriminating against MLK’s niece
    Source: Alliance Defending Freedom
    April 1, 2020
    Alliance Defending Freedom attorneys representing the Students for Life chapter at Georgia Tech filed suit in federal court Wednesday after the university’s student government denied funding for a speaking event featuring Alveda King, the niece of civil rights activist Martin Luther King, Jr., because she is “inherently religious” like her uncle.
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    Warren Urges FDA to Address Shortages of Drugs Prematurely Touted by President Trump as COVID-19 Treatments
    Source: Senator Elizabeth Warren (D - MA)
    April 2, 2020
    Though scientists have begun testing hydroxychloroquine and chloroquine as candidates for potential COVID-19 treatments and the FDA issued an Emergency Use Authorization for the prescription of the drugs in certain circumstances, public health experts have cautioned against their wide distribution. Despite these warnings, President Trump continues to use his platform to tout unproven treatments, resulting in inappropriate prescribing, at least one death, and reported shortages of the drugs. This threatens to exacerbate existing health problems; there are already reports pharmacists have had to turn away or limit supplies to patients being treated for autoimmune disorders.
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    Internists Say Defense Production Act must be used to Produce PPE
    Source: American College of Physicians
    April 2, 2020
    In a letter sent this afternoon to President Trump, the American College of Physicians (ACP) said the Defense Production Act (DPA) must immediately be invoked to require manufacturers to make personal protection equipment (PPE) for physicians and other health care workers.
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    Internists Call on the Trump Administration to Open Health Insurance Enrollment Due to COVID-19
    Source: American College of Physicians
    April 2, 2020
    “COVID-19 continues to dramatically alter our way of life. We appreciate the administration and Congress’ efforts to expand access to COVID-19 testing without cost sharing. However, millions remain uninsured or underinsured,” wrote Robert McLean, MD, MACP, president, ACP in the letter. “ACP is concerned that those without comprehensive coverage may be less likely to seek and receive testing and treatment of COVID-19, endangering themselves and others.”
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    Private insurer actions urged to support COVID-19 challenge
    Source: American Hospital Association
    April 2, 2020
    The AHA has urged leaders from the nation's five largest private health insurance companies — Aetna, Anthem, Humana, Cigna and UnitedHealthCare — and organizations that represent insurers (America’s Health Insurance Plans and Blue Cross Blue Shield Association) to join hospitals and health systems to "meet the historic challenge" caused by COVID-19 to "ensure that the health care system is there for anyone who needs care."
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    NYC Official Says City Is Preparing To Dig ‘Trenches’ In A Park To Bury The Dead
    Source: Reporter Sara Carter/Jennie Taer
    April 6, 2020
    The Chair of the New York City Council’s health committee Mark D. Levine said Monday that the city is overwhelmed by the number of deaths from the coronavirus and that they’re preparing to dig “trenches” in a city park to bury the dead.
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  • Wednesday, April 1, 2020

    Thompson, 32 Members Ask CA Insurance Commissioner to Ensure Businesses Can Use Business Interruption Insurance

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    by Senator John Boozman (R-AR)

    St. Helena, CA - April 1, 2020 - (The Ponder News) -- Rep. U.S. Representative Mike Thompson (D-CA, 5th) joined 32 bipartisan Members of the California delegation in writing to California Insurance Commissioner Ricardo Lara asking him to use his authority to ensure insurance companies comply with their business interruption policies. After hearing that some businesses that had purchased this insurance were getting denied, Thompson and the other signers wrote the below letter to help the businesses get these claims filled so they can remain solvent throughout closures due to the Coronavirus pandemic.

    The letter was signed by Representatives Ken Calvert (CA-42), Anna Eshoo (CA-18), Zoe Lofgren (CA-19), Barbara Lee (CA-13), Grace F. Napolitano (CA-32), Mike Thompson (CA-05), Adam B. Schiff (CA-28), Jim Costa (CA-16), Doris Matsui (CA-06), Jerry McNerney (CA-09), Jackie, Speier (CA-14), Tom McClintock (CA-04), Judy Chu (CA-27), Ami Bera (CA-07), Julia Brownley (CA-26), Tony Cardenas (CA-29), Jared Huffman (CA-02), Doug LaMalfa (CA-01), Alan Lowenthal (CA-47), Raul Ruiz, M.D. (CA-36), Eric Swalwell (CA-15), Ted W. Lieu (CA-33), Norma J. Torres (CA-35), Nanette Diaz Barragan (CA-44), J. Luis Correa (CA-46), Ro Khanna (CA-17), Jimmy Panetta (CA-20), Jimmy Gomez (CA-34), Gilbert R. Cisneros, JR. (CA-39), TJ Cox (CA-21), Josh Harder (CA-10), Mike Levin (CA-49), Katie Porter (CA-45) and a copy is attached.

    March 31, 2020

    Commissioner Ricardo Lara
    Insurance Commissioner
    300 Capitol Mall, 17th Floor
    Sacramento, CA 95814

    Dear Commissioner Lara:

    We urge you to exercise all authority to ensure the insurance companies comply with their business interruption policies. During this crisis, we must do everything possible to mitigate the devastating impact on small businesses due to the coronavirus pandemic.

    As you know, many businesses have in good faith purchased and paid for business interruption insurance to cover the loss of business income sustained due to a necessary suspension of the business operations. However some insurers are choosing to deny these business interruption claims and not uphold their responsibility to help cover these insured losses. Without immediate action to address the denial of business interruption insurance claims, many businesses like our local restaurants, hotels, bars, small tourist shops and countless other businesses that are staples of our local communities will simply never resume service. California in particular has been battered year after year by earthquakes and fires and small businesses have not fully recovered from those previous disasters.

    The coronavirus poses significant challenges to many small businesses and we are urging you to exercise all authority to have insurance companies comply with their business interruption insurance to cover losses caused by a California statewide business shutdown ordered to prevent the spread of coronavirus. During this crisis, we must do what it takes to work together to help our small businesses survive and recover. We appreciate your strong support to help California small business owners remain solvent during the coronavirus pandemic and keep employees on payroll until things stabilize.

    Thank you for your leadership attention to this urgent matter. We look forward to working with you until this crisis is resolved.


    Congressman Mike Thompson is proud to represent California’s 5th Congressional District, which includes all or part of Contra Costa, Lake, Napa, Solano and Sonoma Counties. He is a senior member of the House Committee on Ways and Means where he chairs the Subcommittee on Select Revenue Measures. Rep. Thompson is Chairman of the House Gun Violence Prevention Task Force. He is also Co-Chair of the bipartisan, bicameral Congressional Wine Caucus and a member of the fiscally-conservative Blue Dog Coalition.

    Saturday, March 28, 2020

    Thanking our First Responders and Critical Care Workers...and MORE!



    This current crisis has, more than ever, highlighted the dangers our First Responders and Critical Care Workers walk into, selflessly, every day. Many of us have close family and friends who go out every day to put themselves in harm's way to save strangers. Today, The Ponder would like to say "Thank You!" on behalf of ourselves, and our readers, and the nation that we love! Our constant prayers go with you!

    As Number of First Responders with COVID-19 Continues to Rise, Rose Calls on Mayor to Utilize Federal Funding to Increase PPE
    Source: U.S. Representative Max Rose (D-NY, 11th)
    March 27, 2020
    “In the scariest of times and darkest of days, our City’s Finest and Bravest continue to show up and put their lives on the line,” Rose said. “We need to do all that we can and then some to keep them and those in the community they serve safe and healthy. In times of emergency and disaster like we’re facing, there’s no excuse for not spending whatever is necessary to protect our cops, firefighters and first responders.”
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    Rose Supports Relief Package, Calls Out Pork
    Source: U.S. Representative John W. Rose (R-TN, 6th)
    March 27, 2020
    “For those in this Congress who have used this crisis to loot the public treasury and serve special interests above the common good,” Rose continued, “I trust that our people and history will judge you as harshly as you deserve.”
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    Rep. Chip Roy released the following statement on the “Coronavirus Aid, Relief and Economic Security (CARES) Act”
    Source: U.S. Representative Chip Roy (R-TX, 21st)
    March 27, 2020
    This bill provides needed relief for the many Central Texas small businesses – restaurants, hotels, music venues, bars, and others – suffering through the government-mandated “social distancing” period. I want to make sure workers in the 21st Congressional District of Texas have jobs to return to once we defeat coronavirus. And defeat it we will.
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    Roe Supports the CARES Act to Help Struggling Americans
    Source: U.S. Representative Phil Roe (R-TN, 1st)
    March 27, 2020
    "This pandemic is affecting Americans across the country in every way possible – emotionally, physically and financially. I strongly support the CARES Act to help Americans struggling because of the unprecedented response we are undertaking to stop the spread of this deadly virus. This is not a typical economic recovery package because never before has our country shut down our economy intentionally. I am grateful for President Trump’s leadership and the work of the brave men and women in our public health community working around the clock to keep Americans safe. East Tennesseans should know their government will take whatever actions are necessary to ensure we restart and rebuild our economy as quickly as possible. This package is a major step in that direction. I hope it gives everyone the peace of mind that they can afford to stay safe during this critical period of social distancing and isolation, and help us in our effort to defeat this terrible threat to public health.”
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    Dr. Ruiz Applauds Passage of Historic Families & Workers-First Coronavirus Legislation and the Emergency Relief it Sends to California
    Source: U.S. Representative Raul Ruiz (D-CA, 36th)
    March 27, 2020
    “The CARES Act provides billions of dollars to assist health care workers, small business owners, workers, and families in our community to weather the storm,” said Dr. Ruiz. “It is an unprecedented amount of money for an unprecedented pandemic. I voted for it because we need the assistance NOW! I will continue to problem-solve and push the envelope to best prepare and protect our communities and advocate for more support.”
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    Rep. Roybal-Allard Applauds Passage of Historic Families & Workers-First Coronavirus Legislation and Its Emergency Relief for California
    Source: U.S. Representative Lucille Roybal-Allard (D-CA, 40th)
    March 27, 2020
    “I am proud to support the CARES Act, a historic piece of legislation, as part of House Democrats’ ongoing effort to bring urgently needed relief to families, workers, and small businesses in our 40th District and across America,” said Rep. Roybal-Allard. “While this legislation is a crucial step in the right direction, more still needs to be done. As Americans nationwide face uncertainty about their physical and financial well-being, I will keep fighting for additional policies that save lives and support our nation’s families, workers, and small businesses. Congress must ensure all Americans have the comfort of knowing that the government is there for them. This requires a coordinated, fully-funded, whole-of-government response. I am pleased that thanks to the hard work of Congressional Democrats, including our amazing House Speaker Nancy Pelosi, the Senate’s corporate-focused coronavirus bill was turned into a bipartisan bill that puts the needs of America’s workers ahead of corporations. I will keep fighting alongside my Democratic colleagues and across the aisle to put Families and Workers First, including immigrant families and workers who did not receive relief from this bill to stay healthy and make ends meet.
    Read more...

    Rep. Pressley, Massachusetts Lawmakers Urge USDA to Fully Reimburse School Districts and After-School Programs Providing Free Meals to Kids During COVID-19 Pandemic
    Source: U.S. Representative Ayanna Pressley (D-MA, 7th)
    March 27, 2020
    "Schools and communities are acting urgently and creatively to adapt to this unprecedented threat, and we ask you to support their efforts without delay," the lawmakers wrote. "We request that you immediately use (your) authority to empower meal providers to adapt to their local conditions and needs in this unique time, and to guarantee reimbursement to all providers who are working to meet the needs of hungry children during this crisis."
    Read more...

    RUPPERSBERGER SUPPORTS SWEEPING EMERGENCY CORONAVIRUS RELIEF PACKAGE FOR MARYLANDERS
    Source: U.S. Representative Dutch Ruppersberger (D-MD, 2nd)
    March 27, 2020
    “This package will save lives and livelihoods,” Congressman Ruppersberger said. “It’s about addressing the immediate concerns of treating sick people and making sure our nation’s economy can bounce back when the pandemic is over. This is a family-first compromise bill that we can all be proud to support.”
    Read more...

    Rutherford Applauds House Passage of CARES Act
    Source: U.S. Representative John Rutherford (R-FL, 4th)
    March 27, 2020
    “As the COVID-19 pandemic began to spread across our country, Congress knew we would need to put aside partisan politics and come together to deliver prompt relief for the American people,” said Rep. Rutherford. “While the bipartisan legislation we passed today is not the bill I would have written, it is the best that could be negotiated. It will deliver immediate, critical assistance to health care heroes on the front lines and support individual workers and small businesses negatively impacted by the coronavirus. America is resilient in times of crisis – today’s challenges are no exception. Thank you to my colleagues on both sides of the aisle for getting this done.”
    Read more...

    Senator David Perdue Discusses Coronavirus Relief On Georgia Radio
    Source: Senator David Perdue (R-GA)
    March 27, 2020
    U.S. Senator David Perdue (R-GA) today joined Morning Talk With Martha Zoller on WDUN Radio to discuss the Senate’s action to stabilize the U.S. economy and support workers and employers during the coronavirus crisis.
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    Dr. Rand Paul Sends Letter to President Trump Urging Support for Kentucky Disaster Declaration Request
    Source: U.S. Representative Ayanna Pressley (D-MA, 7th)
    March 26, 2020
    “I respectfully urge you to promptly consider this request by Governor Beshear. Additionally, I ask that you work to expedite delivery of the 100,000 test kits and 5,000 swabs that have been requested by the Commonwealth of Kentucky,” he continued.
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    MCMORRIS RODGERS JOINS LETTER TO ASK FOR SUPPORT FOR FARMERS DURING CORONAVIRUS
    Source: U.S. Representative Cathy Rodgers McMorris (R-WA, 5th)
    March 24, 2020
    In the letter, Cathy and 26 other lawmakers said, “As you work to continue mitigating the impacts of this emergency on our nation’s agriculture industry, we ask that you include targeted relief for the specialty crop industry. Such relief will not only help producers who are facing significant financial challenges but also support efforts to provide food and nutrition assistance to the most vulnerable members of our communities.”
    Read more...

    Roe, Schrier Lead Introduction of Bipartisan Immediate Relief for Rural Facilities and Providers Act of 2020
    Source: U.S. Representative Phil Roe (R-TN, 1st)
    March 24, 2020
    “Hospitals and health care providers in rural America already struggle to keep their doors open, and the COVID-19 crisis is only making that harder. During a pandemic, it is critical our rural hospitals remain open to ensure all Americans – no matter where they live – have access to quality health care. We must also ensure individual doctors and small group medical practices are able to weather the storm and reopen once this crisis ends. I am proud to introduce this legislation to provide immediate relief to rural health facilities and providers so they have the resources needed to care for patients during and after the COVID-19 crisis,” said Rep. Roe.
    Read more...

    Dr. Ruiz’s Bill Would Require Health Plans to Cover All COVID-19 Treatment
    Source: U.S. Representative Raul Ruiz (D-CA, 36th)
    March 24, 2020
    Dr. Ruiz announced the introduction of the Care for COVID-19 Act, which would require health plans to cover diagnostic and treatment services related to COVID-19, at no cost to the patient. The bill also would create a special enrollment period for individuals who are impacted by COVID-19 to ensure that patients who are eligible for marketplace health plans would be able to enroll. The bill was introduced alongside Rep. Malinowski (NJ-07)
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    Senator David Perdue Salutes COVID-19 Critical Care Workers
    Source: Senator David Perdue (R-GA)
    March 23, 2020
    “The best of America always comes out during moments of crisis,” said Senator Perdue. “It’s encouraging to see so many Georgians and Americans stepping up to help their neighbors, support their communities, and care for those in need. In these uncertain times, one thing rings true: no virus will ever break the American spirit.”
    Read more...

    Rep. Porter Introduces Bill to Help Older Adults During Coronavirus Emergency
    Source: U.S. Representative Katie Porter (D-CA, 45th)
    March 23, 2020
    According to the Centers for Disease Control and Prevention (CDC), adults age 65 years and older are at higher risk for severe illness. Porter’s legislation would allocate an additional $300 million to fund service coordinators that assist seniors.
    Read more...

    Reps. Pressley & Tlaib Introduce Legislation to Protect Individuals Experiencing Homelessness During COVID-19 Public Health Crisis
    Source: U.S. Representative Ayanna Pressley (D-MA, 7th)
    March 23, 2020
    “Housing is a critical determinant of public health, and that has never been more true than during the COVID-19 pandemic,” said Congresswoman Pressley. “We have a moral obligation to protect the health and safety of all people, particularly our most vulnerable. By investing $15.5 billion in emergency grants to state and local governments, the Public Health Emergency Shelter Act will ensure that frontline workers have the resources and support they need to protect the health and safety of the nearly 500,000 people across this country experiencing homelessness. In these unprecedented times, this bill boldly affirms that poverty is not a character flaw, and nobody deserves less because they can’t afford more.”
    Read more...

    Statement from Senator Rand Paul
    Source: Senator Rand Paul (R - KY)
    March 23, 2020
    “I believe we need more testing immediately, even among those without symptoms. The nature of COVID-19 put me – and us all – in a Catch-22 situation. I didn’t fit the criteria for testing or quarantine. I had no symptoms and no specific encounter with a COVID-19 positive person. I had, however, traveled extensively in the U.S. and was required to continue doing so to vote in the Senate. That, together with the fact that I have a compromised lung, led me to seek testing. Despite my positive test result, I remain asymptomatic for COVID-19."
    Read more...

    Kvellix LLC Offering Free NUTSO™ to Help Maintain Our National Family Sanity
    Source: PR.com
    March 23, 2020
    Kvellix LLC, the makers of NUTSO™, a family poker styled card game, wants to do its share in keeping every family entertained during these trying times. Feeling the need to do something to overcome social distancing; Kvellix wants to help families create a new normal by gathering around the kitchen table and play NUTSO. To do this, Kvellix has two “NUTSO” related announcements that will help bring back some needed family sanity.

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    Rogers on Pelosi Putting Politics Ahead of American Families
    Source: U.S. Representative Mike Rogers (R-AL, 3rd)
    March 24, 2020
    "Speaker Pelosi is more obsessed with putting her extreme liberal political wish list together than helping American families across our country who are struggling during this world crisis. She is making socialist demands that have nothing to do with stopping this deadly virus and stemming economic harm to families. All Americans should be extremely disappointed in Speaker Pelosi and her liberal allies for putting petty politics ahead of doing the job they were elected to do.
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    Tuesday, February 4, 2020

    Impeachment, Superbowl, Children, Stalking, Firearms, Infrastructure, School Choice, Human Trafficking, Insurance, Child Hunger, Heritage, Immigrants

    Today's News for February 4, 2020



    Fischer Voices Opposition to Impeachment Articles
    Source: Senator Deb Fischer (R - NE)
    February 4, 2020
    U.S. Senator Deb Fischer (R-Neb.) announced on the Senate floor that she will vote to acquit President Trump and against both articles of impeachment. She also called on the Senate to return to normal legislative business and work to advance policies that benefit Nebraskans and all Americans.
    Read more...

    Dr. James Dobson Asks Why Fox Sports Says “Yes” to Drag Queens and “No” to Abortion Survivors
    Source: Family Talk
    February 4, 2020
    It amazes me that Fox would choose to transform the Super Bowl from a family-friendly event into an opportunity to promote a gender ideology that goes against the most basic biological realities, as well as the sincerely held religious beliefs of millions of Americans. To say I'm disappointed would be a huge understatement.
    Read more...

    House hearings tackle regulatory threats to children and families
    Source: First Focus
    February 3, 2020
    A broad coalition of nonprofit and faith-based groups from across the nation that aid and represent children hailed oversight hearings to be held in the House of Representatives this week regarding Trump Administration regulatory efforts they say would harm children.
    Read more...

    Fitzpatrick’s bipartisan, bicameral resolution raises awareness of stalking
    Source: U.S. Representative Brian Fitzpatrick, (R PA, 8th)
    February 1, 2020
    “Congress must continue to raise awareness about the dangers of stalking,” Rep. Fitzpatrick said. “Too many Americans have become victims of stalking, and the crimes that come after.”
    Read more...

    FPC, FPF Secure Preliminary Injunction Against Pennsylvania State Police ‘Partially Manufactured Receivers’ Policy Following Attorney General Josh Shapiro’s December 2019 “Legal Opinion”, Mandate
    Source: Firearms Policy Coalition
    January 31, 2020
    “Under the PSP’s policy, good, law-abiding people and businesses were threatened with numerous criminal and civil penalties for things that not even the State Police could define. Today, the Commonwealth Court found that the PSP’s policy violated the constitutional rights of our clients and others,” commented Prince about the ruling. “We are gratified by the Commonwealth Court’s appropriate and sound decision enjoining the Pennsylvania State Police from enforcing its new policy regarding what it refers to as ‘partially manufactured frames and receivers.’”
    Read more...


    Congresswoman Lizzie Fletcher Outlines Priorities for New Infrastructure Legislation

    Source: U.S. Representative Lizzie Fletcher (D-TX, 7th)
    January 31, 2020
    Congresswoman Lizzie Fletcher, a member of the House Committee on Transportation and Infrastructure, outlined her priorities to include in upcoming infrastructure legislation. This followed Wednesday’s announcement by members of the Transportation and Infrastructure Committee, Energy and Commerce Committee, and Ways and Means Committee unveiled a “Moving Forward” framework for a five-year plan to address our country’s most urgent infrastructure needs. Congresswoman Fletcher emphasized the need to invest in the nation’s water systems, flood protection and mitigation projects, and transit systems – all critical needs for the Houston region and Texas’ Seventh Congressional District.
    Read more...

    U.S. Supreme Court School Choice Case Has Major Implications for Religious Liberty
    Source: First Liberty Institute
    January 31, 2020
    Last week, the U.S. Supreme Court heard oral argument in Espinoza v. Montana, an important school-choice case that could have nationwide implications for religious liberty
    Read more...

    PRESIDENT TRUMP ISSUES EXECUTIVE ORDER TO COMBAT HUMAN TRAFFICKING
    Source: Faith and Freedom Coalition
    January 31, 2020
    President Trump today announced that the White House would expand the Domestic Policy Council to include a post dedicated to combatting human trafficking. Faith & Freedom Coalition, a strong advocate in the fight against human trafficking, commends President Trump for this step and applauds his continued commitment to ending this crime in the United States.
    Read more...

    Feinstein on Vote to Subpoena Witnesses in Impeachment Trial
    Source: Senator Dianne Feinstein (D-CA)
    January 31, 2020
    Jurors in a trial should have access to all the relevant information before casting their vote. By the closest of margins, the Senate majority has removed our ability to hold a full and fair trial.
    Read more...


    FAH Comments on Insurer Transparency Proposed Rule
    Source: Feeding America
    January 30, 2020
    The FAH comment letter reiterates our support for HHS’ goal of transparency for patients while opposing the disclosure of negotiated rates and highlighting the legal and operational concerns with the Administration’s proposal. The comment letter argues that the Proposed Rule exceeds the Administration’s statutory authority, and raises 1st amendment/trade secret concerns. It also risks significant market disruption and unforeseen anticompetitive effects that pose significant potential harms for consumers. The letter urges CMS to engage with industry to further develop price estimator tools that provide clear, accurate, and actionable cost-sharing information tools rather than implement an unnecessary proposal to publicly release negotiated rates.
    Read more...

    Feeding America Applauds Proposed USDA Rule that Will Help Tackle Summer Child Hunger
    Source: Federation of American Hospitals (FAH)
    January 30, 2020
    “During the school year, 22 million children rely on the National School Lunch Program for healthy, nutritious meals at free or at reduced prices. When school lets out, many families struggle to make up for the loss of school meals, leaving far too many children — 5 out of every 6 kids — unsure of where they will find their next meal. Feeding America applauds a new proposed United States Department of Agriculture (USDA) rule that will help ensure fewer children are hungry during the summertime.
    Read more...

    Finkenauer Introduces Bill to Protect Silos & Smokestacks National Heritage Area
    Source: U.S. Representative Abby Finkenauer (D-IO, 1st)
    January 30, 2020
    Congresswoman Abby Finkenauer (IA-01) announced the Protecting the Silos & Smokestacks National Heritage Area Act. The legislation would make sure that this area is preserved for years to come by eliminating the federal funding cap and sunset provision for the national heritage area.
    Read more...

    Supreme Court Decision OKs Rule Requiring Immigrant Self-Sufficiency, Less Dependency - Win for American People
    Source: Federation for American Immigration Reform (FAIR US)
    January 27, 2020
    In a well-deserved blow to an activist judge in the Southern District of New York, today the Supreme Court lifted a nationwide injunction on President Trump’s common sense, long overdue 'public charge' rule, allowing it to go in effect during the course of litigation. This is a massive victory for the Trump administration, the American people, and most importantly, preserves the public interest component of an immigration system constantly under attack by special interest judges. The rule will correct expensive and politically-driven loopholes, and uphold the clearly expressed intent of Congress that immigrants to the United States be self-reliant. That means putting back in place screening criteria that identifies and selects prospective immigrants who will be less likely to depend on government programs and become public charges. The interest of the American people is best served when immigrants selected for admission into the United States can demonstrate they are capable of providing for themselves and their dependents. While lower court litigation continues, the rule takes effect immediately. Given that the arguments against public charge are meritless, it is likely this rule change is permanent.
    Read more...





    Tuesday, January 22, 2019

    Blue Cross Blue Shield Association Statement on Federal Employee Health Care Coverage During the Government Shutdown


    Washington, D.C. - January 22, 2019 - (The Ponder News) -- Blue Cross Blue Shield Association Senior Vice President of Government Programs William A. Breskin issued the following statement today on federal employees’ health care coverage during the government shutdown.

    “Health care coverage for members of the Blue Cross Blue Shield Federal Employee Program® (FEP®) remains in place and active during the government shutdown. The BCBS Federal Employee Program continues to process claims and reimburse doctors, hospitals, and other health care providers. Eligible FEP members can also contact their local Blue Cross and Blue Shield company if they have a Qualifying Life Event, such as the birth of a baby, that allows them to change their coverage or add eligible individuals to their policy.

    We remain committed to the health and wellbeing of our members and want them to know that they will continue to have full access to their health care coverage during this time.”

    Monday, January 8, 2018

    ATA Offers Support for Proposed Association Health Plan Rule

    By American Trucking Association



    Arlington, VA - January 8, 2017 - (The Ponder News) -- The American Trucking Associations said it welcomed a proposal by the U.S. Department of Labor making it easier for small businesses and self-employed individuals to purchase high-quality, lower cost health insurance through expanded association health plans.

    “Today’s proposal is a step in the right direction for improving access to affordable, quality health care for all Americans,” said ATA President and CEO Chris Spear. “We were pleased in October when President Trump signed an executive order allowing self-employed individuals to pool together to purchase health insurance plans sponsored by larger associations and groups, and we are happy to see his Administration take the next step in advancing this plan today.”

    The trucking industry is primarily comprised of small-businesses– with more than 90% of registered motor carriers operating fewer than six trucks – making it uniquely positioned to benefit from the establishment of association health plans. ATA, a 50-state federation of associations representing the trucking industry, has been a strong supporter of the Trump administration’s health care reform efforts.

    “President Trump and Secretary Acosta should be commended for their leadership in increasing access to affordable health insurance for thousands of Americans through this action,” said ATA Chairman Dave Manning, president of TCW Inc., Nashville, Tennessee. “By allowing self-employed individuals and small businesses to pool their resources and offer affordable insurance options, this administration is making good on its promise to improve our health care system.”

    See more headlines at The Ponder News Web Site

    Saturday, November 4, 2017

    Brown on House Chip Bill: Don’t Pit Ohio Kids Against Seniors

    Source: Senator Sherrod Brown (D - OH)

    Washington, D.C. - November 4, 2017 (The Ponder News) -- U.S. Sen. Sherrod Brown (D-OH) urged the House of Representatives to follow the Senate’s lead on the Children’s Health Insurance Program (CHIP), and work toward a bipartisan solution for CHIP funding. Last month, the Senate Finance Committee – of which Brown is a member – voted nearly unanimously to pass a bipartisan deal that would lock in a five-year funding extension of CHIP. Rather than work in a bipartisan manner, the House today passed a partisan CHIP extension that while similar to the Senate bill, creates winners and losers by funding CHIP by raising costs for Ohio seniors and cutting critical public health funds. Brown is a sponsor of the Senate bill to extend funding for CHIP, which covers more than 209,000 Ohio children.

    “We shouldn’t be pitting Ohio seniors against Ohio children,” said Brown. “That’s why Senator Portman and I, and our colleagues on the Finance Committee, voted for and continue to work on a bipartisan bill that takes care of children and their families without hurting seniors.”

    Unlike the Senate CHIP extension – which passed with strong bipartisan support in the Senate Finance Committee – the House bill passed on a near party-line vote today. The House CHIP extension would increase costs for many seniors in Medicare, and would slash funding for the Prevention and Public Health Fund, which provided Ohio with $22.9 million last year to help prevent disease.

    To read more news about the CHIP program at the Ponder News, Click HERE

    Monday, October 30, 2017

    PEARCE INTRODUCES VETERANS’ LIFE INSURANCE BILL

    Source: Steve Pearce (R-NM, 2nd)

    Washington, D.C. - October 30, 2017 - (The Ponder News) -- Congressman Steve Pearce today introduced H.R. 4146, the Disabled Veterans’ Life Insurance Act of 2017, to provide needed improvements to the service-disabled veterans’ life insurance program (S-DVI). Disabled veterans have a challenging time receiving life insurance through the civilian sector due to their physical or mental injuries incurred during their time in service. This bill will update the nation’s current S-DVI premiums and disability provisions which are based on mortality and annuity tables from 1941.

    “Veterans injured in combat face many challenges as they return home and adjust back into civilian life. What makes it even more challenging for veterans and their families is having to accept an antiquated insurance system that does little to provide the quality care and services they deserve. For over 70 years, the S-DVI program has been basing their costs off the assumption that veterans only live to an average age of about 62 years old. The legislation I’m introducing will modernize this program to lower premium costs for veterans and provide increased funds to the families of deceased veterans.

    Our nation’s veterans sacrificed so much to defend our freedoms and liberties, and we must honor our commitments to them. This legislation reforms the S-DVI program to provide protection and certainty for service-disabled veterans and their families, breaking down the barriers that affects the livelihoods of veterans across the nation. It is beyond time to enhance the S-DVI program, and I will continue working with my colleagues and veterans in New Mexico to stand by my promise to the men and women who bravely stepped up to serve and protect our nation,” stated Rep. Pearce.

    H.R. 4146 amends Title 38 of the United States Code to adjust the S-DVI cap based on the 2017 inflation rate, increasing the current cap from $10,000 to $95,000, and will create a process for adjusting the cap based on inflation each year. This bill will increase the filling and enrollment limitation from 2 years to 10 years, and includes enrollment waiver options.

    Current premium rates charged for S-DVI coverage are based on Annuity and Mortality Tables from 1941. Under this new legislation, S-DVI premium rates will be determined using current industry standard tables, and will be updated every 5 years after that.

    The Disabled Veterans’ Life Insurance Act of 2017 is supported by the Disabled American Veterans (DAV), the Fleet Reserve Association (FRA), and the Veterans of Foreign Wars (VFW):

    “DAV strongly supports Rep. Pearce's legislation to update and strengthen VA's Service-Disabled Veterans Life Insurance (S-DVI) program which will make a real difference for many disabled veterans, their families and survivors. The S-DVI program was designed to provide affordable life insurance coverage to disabled veterans unable to purchase private insurance due to their service connected disabilities, however its cost and benefits have been seriously eroded over the past 50 years. Rep. Pearce's legislation will modernize the S-DVI program by using current actuarial data to lower premiums as well as adjusting for inflation to significantly increase the benefit payout,” stated Garry Augustine, DAV Washington Executive Director.

    “The Fleet Reserve Association is in complete support of this bill and looks forward to seeing it passed in the House,” stated John Davis, FRA Director of Legislative Programs.

    “The Veterans of Foreign Wars strongly supports, H.R.4146, the Disabled Veterans’ Life Insurance Act of 2017. This important piece of legislation would remedy many of the issues that currently exist with the Service-Disabled Veterans Insurance program, such as updating the antiquated mortality and annuity tables, increasing the maximum benefit cap, and extending the enrollment eligibility to 10 years,” stated John Towles, VFW Deputy Director.

    H.R. 4146 is also supported by the Paralyzed Veterans of America (PVA).

    Monday, October 23, 2017

    Senator Collins Joins Bipartisan Group of 24 Senators to Cosponsor Legislation to Stabilize Premiums, Increase Access to Insurance

    Source: Senator Susan M. Collins - (R - ME)

    Washington, D.C. - October 23, 2017 - (The Ponder News) -- U.S. Senator Susan Collins, a member of the Senate Health Committee, joined a group of 24 senators – 12 Republicans and 12 Democrats led by Chairman Lamar Alexander (R-TN) and Ranking Member Patty Murray (D-WA) – who support bipartisan legislation to help stabilize premiums and access to insurance in individual health insurance markets.

    “This legislation would help stabilize the markets while maintaining protections for people with preexisting conditions such as diabetes, arthritis, and cancer,” said Senator Collins. “The bipartisan agreement will prevent premiums from going up by an average of 20 percent, preserve subsidies that help very low-income people afford their out-of-pocket costs, dissuade more insurers from fleeing the market, and provide more flexibility for states to experiment and innovate. I applaud Senators Alexander and Murray for their hard work as well as their ability to set aside their differences to find a bipartisan compromise. It is critical that this legislation be passed quickly so that it can have a positive impact on insurance rates this year and prevent chaos in the market.”

    Senators Alexander and Murray said, “We have reached an agreement on bipartisan legislation that will extend cost-sharing reduction payments during 2018 and 2019, protect consumers facing higher premiums this year, and give states meaningful flexibility to create greater choices among health insurance policies in the individual health insurance market.”

    “The goal of this bipartisan legislation is to stabilize and then lower the cost of health insurance premiums and ensure that Americans are able to purchase health insurance in the individual health insurance market. This legislation is based upon witness testimony from four bipartisan hearings that the Senate Health Committee held last month.”

    In addition to Senator Collins, Senators Alexander and Murray’s bill was cosponsored by Republican Senators Mike Rounds (R-S.D.), Lindsey Graham (R-S.C.), John McCain (R-Ariz.), Bill Cassidy (R-La.), Joni Ernst (R-Iowa), Lisa Murkowski (R-Alaska), Charles Grassley (R-Iowa), Johnny Isakson (R-Georgia), Richard Burr (R-N.C.), and Bob Corker (R-Tenn.), and Democratic Senators Angus King (I-Maine), Jeanne Shaheen (D-N.H.), Joe Donnelly (D-Ind.), Amy Klobuchar (D-Minn.), Heidi Heitkamp (D-N.D.), Al Franken (D-Minn.), Joe Manchin (D-W.Va.), Tom Carper (D-Del.), Tammy Baldwin (D-Wis.), Claire McCaskill (D-Mo.), and Maggie Hassan (D-N.H.)

    To read more about health insurance at the Ponder News click here

    Tuesday, October 17, 2017

    National Flood Insurance Bailout

    Washington, D.C. - October 17, 2017 (The Ponder News) -- Congressman Steve Pearce (R-NM, 2nd) released the following statement after voting against a House Amendment to Senate Amendment to H.R. 2266, the Additional Supplemental Appropriations for Disaster Relief Requirements Act. This amendment allows the federal government to borrow money to provide additional funds for emergency relief while bailing out the National Flood Insurance Program (NFIP):

    “Around the nation, individuals and families are working to recover and rebuild from disastrous hurricanes, and thousands more continue to be impacted by devastating wildfires in California. Congress has the responsibility to aid in the recovery by providing emergency disaster funding – no one can disagree with this charge or with the need. If the amendment simply ensured the communities hardest hit have the money needed to recover, I would have easily supported it, as I did a couple weeks ago for the last emergency aid funding bill. However, yesterday’s action was an attempt to play politics with emergency relief funds and ignore billions of dollars in federal debt.

    After each hurricane season, the NFIP continues to dive deeper into debt with no foreseeable avenue to solvency. Following both Katrina and Sandy, the federal government was forced to expand the NFIP’s borrowing authority by billions. Superstorm Sandy increased the authority by $9 billion alone. Reverting to debt forgiveness now is not the solution, fundamental changes to the program are the only option.

    Instead of doing our job and reforming the program to an effective system that actually supports the American families who use it, Congress opted to forgive $16 billion of the NFIP’s debt. Bailing out NFIP without asking for vital changes only does a disservice to those families who rely on it in the worst of circumstances. To truly support our friends, families, and neighbors impacted by natural disaster we should ensure the insurance programs we have in place will actually work for them. Not just bail the program out and turn a blind eye."

    This Amendment provides the Federal Emergency Management Agency (FEMA) with $18.7 billion, $577 million for wildfire relief, $16 billion to bailout NFIP, and $1.3 billion for Disaster Nutrition Assistance to Puerto Rico.

    On September 6, 2017, Rep. Pearce voted to pass emergency aid funding for the communities affected by Hurricane Harvey and, at the time, for the potential impacts of Hurricane Irma. On September 8, 2017, Rep. Pearce voted against the spending package that irresponsibly tacked on an extension of the debt limit and a Continuing Resolution to provide disaster relief funds for Hurricanes Harvey and Irma.

    Related News:

    Opinion: The NFIP bailout à la Trump

    Rothfus on NFIP Bailout in the House

    Monday, October 16, 2017

    Trump signs executive order on Healthcare (page 4)

    This is continued from Page 3

    Alcee L. Hastings (D-FL, 20th)

    “The President announced today that he will purposefully spike healthcare premiums for millions of people. Make no mistake about it: this is not about improving healthcare or trying to help the American people; it is about rolling back anything President Obama accomplished.

    “Instead of fixing the very workable problems we have, the President and his friends in Congress are purposefully destabilizing the marketplace. Time and time again they have tried to repeal the Affordable Care Act. They have failed every time – not because of Congressional dysfunction, but because they have no alternatives that don’t result in millions of people losing their insurance. This is the second time in 24 hours the President has undermined the ACA marketplaces. The effects will be real and they will be severe.

    “President Trump now owns this issue. Every premium increase, every denied claim, and every American life lost from inadequate healthcare now lies at Donald Trump’s feet. This is a shameful and tragic day. The American people will remember who destroyed affordable healthcare.”

    Denny Heck (D-WA, 10th)

    “I condemn the President’s action to undermine the health insurance marketplace in the strongest terms possible. It is wrongheaded and frankly, just plain mean. It will spike the cost of premiums purchased through the state exchanges and will cause insurance to become unaffordable to countless of our neighbors.

    “This is a purposeful sabotage of the Affordable Care Act and the consequences are no mystery — people will be hurt.

    “It is now the job of Congress to double down on the bipartisan efforts currently underway to improve the Affordable Care Act and avert the disastrous effects of the President’s executive order.”

    Heck is a cosponsor of H.R. 3748, the Medicare Buy-In Health Care Stabilization Act, which would allow Americans ages 50-64 to buy into Medicare, enacts new steps to stabilize the individual market, and requires the Department of Health and Human Services negotiate volume discounts on prescription drugs for all Medicare beneficiaries. Heck is also a cosponsor of H.R.3258, the Marketplace Certainty Act, which would permanently fund Cost Sharing Reductions subsidies (CSRs) to help prevent health care from becoming unaffordable for American families and bring financial stability to the health care marketplace (the Washington Health Plan Finder).

    On March 22, Congressman Heck spoke on the House floor and urged his colleagues to vote against the American Health Care Act. He also spoke on the House floor against repealing the Affordable Care Act previously, telling Marty’s story on January 13, telling Shirley and Sarah’s story on February 3, telling Baby Gracie’s story on February 14, , and reading Sherry’s letter on March 8. Congressman Heck also invited Kelty Pierce to share her story with Congress as a guest for the President’s Joint Address to Congress.


    Jaime Herrera Beutler (R-WA, 3rd)

    “Here in Washington state, Association Health Plans (AHPs) currently provide roughly 400,000 individuals with quality, affordable health care plans – and that’s despite these popular programs being undermined and restricted by our state’s Insurance Commissioner. For many years, I’ve worked in a bipartisan manner to strengthen AHPs because they are a critical solution to making good health care more attainable for more people. If implemented correctly, the President’s expansion of AHPs could help bring down costs of quality care for thousands of Washingtonians.

    “Unfortunately, supporting small businesses who want to provide health coverage for employees is one of the greatest areas of failure under the Affordable Care Act; the Obamacare small business exchange operated by Washington state only insures 164 people across all of Washington. There is no reason why small businesses shouldn’t be able to band together and offer employees the same types of quality health care plans as labor unions and large corporations do, and I will be eagerly monitoring how this executive order is implemented and will help however I can to make sure it is successful here in Southwest Washington.”

    Steny H. Hoyer (D-MD, 5th)

    “The Trump Administration’s announcement last night that it intends to end cost-sharing reduction payments will irreparably harm thousands of Maryland families. According to the Maryland Health Connection, 56% of Marylanders enrolled in the exchange qualify for a cost-sharing reduction. Without these payments, families across our state will see their copayments and deductibles increase dramatically. Furthermore, the Trump Administration’s action could potentially drive insurers out of the market entirely.

    “This reckless action by the Trump Administration will not only raise premiums for thousands of Marylanders, but force the collapse of health insurance markets throughout the nation. I urge my colleagues in Congress to work expeditiously to stabilize our insurance markets and work to ensure all Americans have access to quality, affordable health care.”

    Pramila Jayapal (D-WA, 7th)

    “This year, the American people defeated Republican attempts to ram through a repeal of the Affordable Care Act on three separate occasions. With this executive order, President Trump is defying the will of the people, damaging our health care and continuing his assault on the Affordable Care Act. This order greenlights the sales of bare-bones insurance policies – what I call Trump Plans – with fewer protections and fewer benefits for patients, and scraps measures that prevent Americans from being charged higher premiums because of medical conditions.

    “I call on President Trump to respect the will of the American people and cease and desist in his efforts to sabotage the Affordable Care Act.”

    Evan Jenkins (R-WV, 3rd)

    “Obamacare is clearly failing, as we saw with this week’s announcement that premiums for West Virginians on the exchange will go up by almost 25 percent next year. That means West Virginians will be paying a nearly 200 percent increase in premiums under Obamacare.

    “I applaud President Trump for acting to lower health insurance premiums and give families and small businesses more choices. In fact, I voted in March to help pass a bill that would have allowed for the creation of association health plans, one of the actions the president took today. That bill has stalled in the Senate, along with many other bills to fix our healthcare system, leaving President Trump no choice but to act.

    “This executive order is an important step toward more affordable healthcare premiums, more competition and more choices – putting patients in control of their healthcare needs.”

    Bill Johnson (R-OH, 6th)

    “The Obamacare cost-sharing reduction subsidies were never on solid legal ground – a federal court said as much last year. Congress did not appropriate these funds, as would be required by law. Under our Constitution, the power of the purse belongs to Congress – not the President. That’s how our system of government works.

    “Here's what we know...the current health law is unsustainable in its current form. Perhaps today’s announcement to reverse the unappropriated Obamacare subsidies will spur the Senate to follow the lead of the House and pass meaningful legislation to benefit the American people. It’s time for Republicans and Democrats to work together to repeal Obamacare, and replace it with affordable, high-quality, patient-centered health care solutions."

    Eddie Bernice Johnson (D-TX, 30th)

    “President Trump is failing the American people when he chooses not to exercise proper judgment and action when reviewing what is truly at stake for those who will lose their health care coverage due to his proposed policies,” said Congresswoman Johnson. “By signing an executive order the president is creating an unleveled playing field for certain insurance companies allowing “short-term” plans to play by different rules.”

    “This legislation has the ability to rob millions of Americans with pre-existing conditions of affordable health coverage. And it will allow businesses to provide coverage that doesn’t cover much at all. Congresswoman Johnson continued to stress, “it is important we work together in Congress to provide all Americans with access and affordable health care without driving up costs that will ultimately cut their coverage. We should continue to listen to how our constituents and those across the nation are personally impacted by the health care system, instead of making unilateral decisions that can ultimately harm millions.”

    Henry C. (Hank) Johnson, Jr. (D-GA, 4th)

    “Today, Trump continued his crusade against President Obama’s legacy by refusing to pay critical life-saving, cost-sharing subsidies,” said Johnson. “These payments enable more than seven million poor and middle-class Americans in the individual marketplace -- many of them chronically ill -- to purchase affordable health insurance. Along with his Executive Order yesterday that enriches health insurers by authorizing them to sell worthless health insurance policies across state lines, President Trump has delivered a double whammy that dramatically weakens the individual marketplace. His callous and thoughtless actions will cause needless suffering and possible death for the more than seven million Americans who depend on the individual marketplace for affordable health care.”

    Mike Johnson (R-LA, 4th)

    “Obamacare is imploding and harming the American people in the process. High premiums and low-quality care have become the new normal, but President Trump has made a commitment to get real relief to the American people. While I agree with the president’s sense of urgency, a permanent solution requires Congressional action. We must act swiftly and decisively to restore stability in the market place in support of today’s announcement.”

    Jim Jordan (R-OH, 4th)

    “President Trump is doing what voters sent him here to do. Today’s executive order on healthcare will start to give everyday Americans the relief they need from soaring premiums. But an executive order is not a permanent fix. Republicans in Congress need to follow the president’s lead and repeal Obamacare like we promised we would since 2010.”

    Marcy Kaptur (D-OH, 9th)

    “The President’s Executive Order and threats to ends cost reduction payments amount to sabotage for the health care of many Americans. People will see higher premiums and loss of coverage as a result of these actions, all to satisfy a careless Republican campaign promise.

    “The President has already slashed outreach and assistance programs that helped many Ohioans enroll in health care, and this is another wrongheaded and destructive move. We need solutions that stabilize our health insurance system so Americans can get the care they need without having to worry about another politically motivated action from this President or Republican leaders in Congress.”

    Robin Kelly (D-IL, 7th)

    "Today's Executive Order is just the latest effort to undermine healthcare for millions of Illinoisans and sabotage market place stability, which will raise costs on American families.

    It's time to stop playing politics and work together to reduce premiums and increase access to care.

    This order makes zero sense from a health care or economic perspective. It serves only to deliver political points for Republicans entrapped by their own failure to legislate."

    Joseph P. Kennedy, 3rd (D-MA, 4th)

    “Segregating the sick and suffering from the wealthy and healthy will not only cause physical, mental and emotional pain, it will bankrupt families facing unexpected tragedies. With his unilateral action today, President Trump alone has obliterated the promise of protection for preexisting conditions and the guarantee of essential health benefits for millions of Americans. More than that, he is capitalizing on his belief that our nation is not strong enough to care for all of our citizens and, once again, he will be proven wrong.

    “In the midst of an opioid epidemic and a mental health crisis in our nation, this Executive Order hollows out existing behavioral health parity laws. For those in the grips of addiction, treatment will become inaccessible and unaffordable. All of my colleagues in Congress who have expressed concern for this epidemic should immediately announce their opposition to this reckless Order.”

    Kennedy has been an outspoken opponent of TrumpCare, with a particular focus on its assault on mental health care, substance use disorder treatment and Medicaid.

    Ruben Kihuen (D-NV, 4th)

    “One thing is clear: President Trump and Washington Republicans are determined to sabotage our country's health care system, regardless of how many people are left without the coverage they desperately need. Unilaterally ending the cost-sharing reduction (CSR) payments will increase premiums and deductibles, driving up out-of-pocket costs for hardworking families across the country. Nevadans could see their premiums spike by 15%, putting the health and financial security of our seniors, veterans, and hardworking families in jeopardy. In the absence of leadership from the Trump Administration, I urge my Republican colleagues to work with Democrats to pass the Marketplace Certainty Act, which would make these CSR payments permanent and help stabilize the healthcare marketplace.”

    Daniel Kildee (D-MA, 5th)

    “President Trump is actively undermining our health care system and causing instability in the marketplace. President Trump’s latest actions to sabotage our health care system will mean higher premiums for working families. Today’s Executive Order allows health insurance companies to offer junk health care plans with few benefits. It is health insurance in name only – it does not provide affordable or quality care.

    “I am ready and willing to work with Republicans to lower the cost of health care and prescription drugs. Republicans must drop their obsession with repeal and instead be willing to find bipartisan improvements to our system.”

    Raja Krishnamoorthi (D-IL, 8th)

    Dear President Trump:



    When discussing healthcare on September 27, 2015, you promised that “I am going to take care of everybody... Everybody’s going to be taken care of much better than they’re taken care of now.” Earlier this year, on January 15, 2017, you confirmed that “We’re going to have insurance for everybody.”

    In light of your decision on October 12 to end the cost-sharing reduction payments, I wanted to call your attention to the August 2017 Congressional Budget Office report entitled “The Effects of Terminating Payments for Cost-Sharing Reductions.”

    The conclusions found by the CBO are staggering. Premiums for the average plan would increase 20-25% by 2020, with the full brunt of that cost falling on the consumers. Since 5% of Americans would be unable to purchase insurance on the individual market, 1 million Americans would lose their healthcare. For context, as of October 11, 2017, every county in the United States is expected to have at least one insurance option for 2018's health plans.

    Beyond the very human harm, ending CSR payments would have devastating effects on the federal budget. With the above-mentioned increase in premiums, tax credits for premium assistance would necessarily rise as well. Since the government is legally obligated to provide these tax credits, the CBO estimates that the federal budget deficit would increase by $194 billion over 10 years.

    This plan is particularly cruel to the 6.7 million middle-class Americans whose premiums will increase but who do not qualify for the tax subsidies. These middle-class families would see their out-of-pocket costs increase just to access the same level of care.

    I have enclosed a copy of the report for your review. The CBO has been long-recognized as an independent, nonpartisan, and fact-based source of data for lawmakers. I have found their research invaluable in the past, and I hope this can be equally helpful to you in keeping your promises to the American people.



    Sincerely,

    Ann Kuster (D-NH, 2nd)

    "This deliberate effort by President Trump to destroy the ACA is going to have devastating consequences for real people and families in New Hampshire and across the country. Ending cost-sharing reduction payments will spike premiums at a time when we should be working to reduce costs and expand access to care. There is support among both Republicans and Democrats for continuing these payments and for measures such as reinsurance programs that would help to stabilize the individual marketplace and rein in costs, but President Trump is hell-bent on undermining, not fixing the ACA. Sadly, President Trump's damaging executive order will make working together across the aisle to improve our healthcare system all the more difficult."

    Doug Lamborn (R-CO, 5th)

    "President Trump's executive order reverses many harmful measures taken against healthcare by the previous administration. In 2014, the House voted to challenge the Obama administration's unconstitutional spending. Obamacare made payment that were unauthorized by Congress and therefore illegal. This executive order appropriately restores Congress's authority to govern and represent the American people who voted for them."

    Leonard Lance (R-NJ, 7th)

    “I have long argued that funding for the cost-sharing reduction program is unconstitutional. Under our Constitution, the power of the purse belongs to Congress and a federal court last year affirmed this view by deeming these health insurance subsidy payments illegal. Now Congress must act and pass the Problem Solvers Caucus health care plan that I have endorsed. It funds the cost-sharing reduction program through the congressional appropriations process and implements free-market policies to improve our health care system and lower medical and insurance costs for all.”

    Jim Langevin (D-RI, 2nd)

    “I strongly condemn the President’s reckless actions to destabilize the health insurance market just two and half weeks before the 2018 open enrollment period begins. The President’s Executive Order and subsequent decision to abruptly end Cost Sharing Reduction payments is a one-two punch that will directly affect the affordability of health coverage for hardworking families. Choking off these payments will drive up premiums for many Americans already struggling to pay for insurance. The Administration is sabotaging critical pieces of a law that has provided millions of people with access to care in a cynical attempt to precipitate a crisis.

    “We should be working together to strengthen our health care system. That is why I introduced the Individual Health Insurance Marketplace Improvement Act to lower costs and give consumers more options. It is high time that Republicans join Democrats in offering constructive solutions to expand access to health care rather than continuing their crusade against the Affordable Care Act.”

    John B. Larson (D-CT, 1st)

    “Those impacted by this decision are not statistics or a part of a political play; they are human beings, our fellow American citizens, who are being treated unfairly by this administration. Between cutting funding for Affordable Care Act enrollment outreach, to pursuing new regulations to blow holes in the law that allow the sale of junk insurance, they are out to sabotage our health care system. On average, insurers across the nation have already raised their premiums by 20 percent because of threats from the President to end CSR payments. This is harmful, cruel and unnecessary,” said Larson. “In Connecticut, nearly 46,000 residents benefit from the cost-sharing reduction program, which helps reduce the cost of co-payments and deductibles for individuals and families who earn less than 250 percent of the federal poverty level. Now more than ever, it is time for bipartisan action on commonsense solutions to improve our health care system, since the Trump Administration is determined to sabotage, and not help.”

    On September 12th, Reps. Larson, Courtney, and Higgins introduced the Medicare Buy-In and Health Care Stabilization Act (H.R. 3748) to help improve existing CSR payments, make them available for more middle-class Americans, and allow Americans ages 50 to 64 to buy-into Medicare. The bill also proposes other ways to bolster stability in the marketplaces and bring down health care costs by finding innovative ways to reduce billions in waste, fraud, and abuse in the health care system.

    Sander Levin (D-MI, 9th)

    “President Trump is continuing his hateful efforts to deny or disrupt health coverage for American families. His most recent decision to end needed federal assistance to help reduce out-of-pocket medical expenses will directly increase costs for millions of middle-class and moderate-income families.

    “Republicans in Congress have repeatedly rejected efforts by Democrats to prevent the President from taking this reckless step. They bear full responsibility for the consequences of their actions.”

    John Lewis (D-GA, 5th)

    “This executive order will begin the process of deconstructing the individual and small group insurance markets health insurance markets. Additionally, this administration recently confirmed its intent to end support for the cost sharing reductions that help many Americans afford health insurance.

    “Taken together, these mean-spirited actions constitute an attack on women’s health, on those living with illness or injury, and on every American living paycheck to paycheck – month to month. Low-income people will lose their health care. Seniors who are not yet on Medicare will become more vulnerable, and those struggling to make ends meet will suffer unnecessarily. Make no mistake: This is the latest tactic of a piecemeal effort to strip away the benefits of the Affordable Care Act.

    “I want to be clear – there is no policy justification for this executive order. The sole purpose is to increase the suffering of countless Americans and score political points. The health and well-being of Americans should not be the subject of political games. The American people deserve better – much better. There is no place for such maliciousness in public policy; too much is at stake.”

    Alan Lowenthal (D-CA, 47th)

    “President Trump has created a constant strain on the healthcare market since before he even took office. By entering the presidency promising to do away with the Affordable Care Act, and continuing to rail against its very existence, he has raised serious concerns and spread uncertainty among insurance providers—all with the result of increased premiums.

    Now his actions have graduated from bluster and rhetoric to outright sabotage.

    Yesterday, the president signed an executive order allowing cheaper plans with less coverage to be sold across state lines—an obvious attempt to drain younger healthier people out of the ACA marketplace. This would result in increased premiums for those Americans who rely on the ACA marketplaces and are most in need of quality healthcare coverage.

    Even worse, today, the president said he plans to stop providing subsidy payments to ACA insurers. But insurers and customers alike will suffer. More than six million low-income Americans who receive cost-sharing subsidies are now threatened with a loss of their insurance. The Congressional Budget Office already stated that this would result in ACA premium increases around 20% and may result in many insurers pulling out of the market all together.

    Thankfully, Covered California has already taken precautionary steps to avoid a statewide market collapse resulting from this kind of action from the president.

    I also support California’s further action in suing the administration for its efforts not to live up to the promises that the Affordable Care Act granted insurers, states, and the American people.”

    Carolyn Maloney (D-NY, 12th)

    “This is yet another desperate attempt by President Trump to deliberately sabotage the Affordable Care Act after Republicans in Congress failed to repeal it. Members of both parties support continuing cost-sharing reduction payments because they help maintain stability in the health insurance market and ensure that prices do not spike for low-income Americans. Unfortunately, President Trump seems intent on single-handedly destroying patient protections and cost-saving protections currently in place. Ending cost-sharing payments is a reckless and thoughtless action that will cause severe harm for millions of people across the country.

    “In order to reverse President Trump’s action, Congress should immediately take up the Marketplace Certainty Act (HR 3528), which would provide permanent funding for cost-sharing payments. Congress has a responsibility to keep people safe. By continuing cost-sharing payments we can live up to that responsibility by ensuring that millions of low-income Americans continue to have access to affordable health insurance and the care they need.”